Charles Spinelli

 Charles Spinelli: A Comparison of Workers' Comp and SSD istockphoto.com Obtaining Worker's Comp and SSD According to Charles Spinelli, the benefits from workers' compensation, or worker's comp, include wage benefits and medical compensation. Furthermore, if your work injury prevents you from completing acceptable workloads, you may be eligible for disability benefits during your recovery period. It leads to the question -- can you collect workers' compensation as well as disability insurance at the same time? The short answer is yes.  While it is possible to get workers' comp, as well as SSD (Social Security Disability), benefits at the same time, to do so, you will need to qualify for both. Charles Spinelli notes that you should also understand that getting SSD benefits may affect how much you will be able to collect from your workers' compensation claim. Understanding Worker's Comp  There are a number of significant differences to note between worker...

  istockphoto.com Charles Spinelli: What You Need for a Business Credit Line Charles Spinelli explains that a business line of credit gives your business access to a pool of funding up to a certain limit -- just like a credit card. You can withdraw funds when your business needs them, and you only have to pay interest for that amount, not the total amount available.  Some lines of credit expire after a certain amount of time. Others, on the other hand, can be revolving. If you have a revolving line of credit, your business can use the funds once you've repaid them again, even without having to reapply. Here's a hypothetical situation -- if a bank gives you a credit line with a limit of $60,000 and you take out $10,000 to buy inventory, you'll only have to pay interest on the $10,000. You can still use the $50,000 left in the bank if you need to. If you need another $5,000 for, let's say -- new computers for your business, you may also withdraw that before you've pai...